Mississippi security deposit demand letter
A demand letter that cites Miss. Code Ann. § 89-8-21 and the 45-day deadline is the step that gets most deposits back - landlords settle when they see you know the statute. Below is a free template; the generator fills in your amounts, dates, and violations for you.
The template
Replace every [bracketed] field, print two copies, sign, and send one by certified mail with return receipt. Keep the receipt - it proves the date of your demand.
[Your name] [Your current address] [Date] [Landlord or property manager name] [Landlord's address] SENT VIA CERTIFIED MAIL - RETURN RECEIPT REQUESTED RE: Demand for return of security deposit - [rental property address] Dear [Landlord]: I vacated the above rental property on [move-out date] and paid a security deposit of $[deposit amount]. Under Miss. Code Ann. § 89-8-21 (Mississippi Security Deposit Law), you were required to return my deposit with any lawful itemized deductions within 45 days. DEMAND I demand payment of $[amount improperly withheld], the amount improperly withheld from my deposit. Be advised that Retention 'with absence of good faith' may subject the landlord to damages not to exceed $200, in addition to actual damages (the withheld deposit) - discretionary and capped, one of the weakest deposit penalties in the country (§ 89-8-21).. Should this matter proceed to court, I will seek all damages the statute allows, plus court costs. Please deliver payment to the address above no later than [date 14 days from today]. If I do not receive full payment by that date, I will file suit in Justice Court without further notice. I have retained documentation of the property's condition, our correspondence, and this demand. Sincerely, [Your signature] Enclosures: [list your evidence - photos, lease, itemized statement]
A draft for you to review, edit, and sign - verify every citation against the current statute · not legal advice
A template can't check your case. The generator can.
The free analysis reviews each deduction against Mississippi's wear-and-tear rules, spots procedural violations (like a missed 45-day deadline), computes the statutory damages you can demand, and writes the letter with your numbers and the exact citations - ready to print and sign.
Build my case - free analysis →Make the letter stronger
- State a number, not a feeling. Demand a specific dollar amount and say how you got it. Vague letters get vague replies.
- Cite the statute by section. Miss. Code Ann. § 89-8-21 tells the landlord you'll be credible in court. Retention 'with absence of good faith' may subject the landlord to damages not to exceed $200, in addition to actual damages (the withheld deposit) - discretionary and capped, one of the weakest deposit penalties in the country (§ 89-8-21)..
- Set a deadline and a consequence. 14 days to pay, then you file in Justice Court (handles claims up to $3,500). Then actually do it.
- Mention your evidence. Photos, the lease, texts. You don't need to attach everything - naming it is often enough to change the landlord's math.
Frequently asked questions
What should a Mississippi security deposit demand letter include?
Your move-out date, the deposit amount, the amount withheld, a cite to Miss. Code Ann. § 89-8-21, a specific dollar demand, a payment deadline (14 days is customary), and notice that you will file in Justice Court if ignored. Send it by certified mail with return receipt and keep the receipt.
Do I need a lawyer to send a demand letter in Mississippi?
No. A demand letter is a routine self-help document, and deposit disputes are exactly what small claims courts are designed to handle without lawyers. A letter that cites the statute and states a deadline is usually taken seriously on its own.
What happens if the landlord ignores the letter?
You can file in Justice Court (claims up to $3,500; filing fees ~$50-$100 by county incl. service). Your demand letter and the certified-mail receipt become evidence that you asked first - courts expect that, and it makes wrongful withholding look deliberate.
What penalties does Mississippi law allow if the withholding was wrongful?
Retention 'with absence of good faith' may subject the landlord to damages not to exceed $200, in addition to actual damages (the withheld deposit) - discretionary and capped, one of the weakest deposit penalties in the country (§ 89-8-21).